Foreclosure Prevention and Financial Management Information Center
Are you finding it difficult to make your monthly mortgage payment? Has your lender placed your property in default or foreclosure?
The following agencies can assist you with foreclosure prevention/intervention and financial management at no cost to you.
Foreclosure Prevention Counseling (PDF)
The Fair Housing Council is offering Free foreclosure prevention counseling to homeowners who have experienced a financial hardship and are finding it difficult to make their mortgage payments. Counseling will help homeowners gain a better understanding of loss mitigation options, as well as tips on how to effectively communicate with their lender. Homeowners will also learn credit management skills which will help them understand how to budget in tough financial times.
Fair Housing Council of Riverside County, Inc. is a non-profit agency that offers confidential counseling to help you review your current financial situation and develop a financial plan to meet your financial needs. The counseling session is designed to help you develop a monthly spending plan and discuss possible options that enable you to meet your mortgage obligations. A Counselor will also contact your lender to provide mediation services and help you apply for loan modifications and other workout programs. For more information on this program, please contact Fair Housing Council of Riverside County, Inc. at (951) 682-6581 or visit their website.
Neighborhood Partnership Housing Service (NPHS) NPHS is a non-profit and its team of Homeownership Specialists offer free foreclosure prevention counseling to individuals who may be facing a possible foreclosure situation. By acting as a liaison between you and your mortgage company, NPHS' highly trained counselors work diligently to help make mortgage payments more affordable if possible. If you are interested in NPHS' Foreclosure Prevention Counseling, please contact NPSH at (909) 988-5979 or visit their website.
Hope Now is staffed with HUD-approved credit counselors to assist with foreclosure prevention. Counselors are trained to set up a plan of action designed just for you and your situation. Counselors provide in-depth debt management, credit counseling, and overall foreclosure counseling. For more information on the HOPE NOW program, please contact HOPE NOW at (888) 995-HOPE (4673) or visit their website.
Springboard Nonprofit Consumer Credit Management is a non-profit community service agency that offers personal financial education and assistance with money, credit and debt management through confidential counseling. Springboard provides homeownership preservation and foreclosure prevention counseling. Springboard also provides pre-bankruptcy counseling and debtor education. For more information on Springboards programs, please contact Springboard at (800) 449-0650 or visit their website.
Mortgage Foreclosure Scams (PDF)
Documentation alerting you to mortgage modification and foreclosure scams.
Free Credit Counseling (PDF)
Fair Housing Council of Riverside County, Inc. is offering free credit counseling.